Health Insurance

Does Health Insurance Cover Hearing Aids? Coverage Options for Hearing Devices

30/03/2023binomo

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Hearing aids are a crucial way to improve your ability to effectively navigate the world and function optimally at work and in your personal life.

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Some insurance firms provide optional hearing, vision, and dental care policies, even if medical insurance often does not cover hearing aids. Furthermore, some policies may provide reimbursement for additional hearing exams and hearing aid fittings.

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If you want to buy

GMHBA Shows the Honest Reasons We Need Health Insurance in New Brand Campaign via Howatson+Company

25/03/2023binomo

GMHBA Health Insurance has launched their latest brand work via Howatson+Company to show Australians that they’ll protect their members, for the life they choose, and the one they don’t.

The campaign, shot by award-winning director Matthew Thorne of Pool Collective, shines an empathetic light on the stories of everyday Australians in a way that’s not often represented in the category. From growing faster than they had planned, to those families who might be more fragile than they look.

Helen Stevens, Chief Marketing Officer at GMHBA, said, “It was really important that we created a campaign that expressed who we are

Do I Need an Emergency List?

24/03/2023binomo

We frequently have questions related to the practical and financial panic after a death in the family when accounts, passwords, and assets are unknown. Sometimes, a family knows an estate plan was done but they cannot find the plan and don’t even know the law firm that drafted the plan. An emergency list can help to avoid these issues.

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We often see people lose their spouse, and have no idea

Insured Oklahomans must have access to quality mental health services

22/03/2023binomo

People seeking mental health care can face challenges when trying to find assistance through their insurance companies.

While there is a great deal of discussion concerning a nationwide mental health crisis, there has been very little attention given to what is perhaps the greatest barrier to care: commercial insurance plans that do not provide sufficient access to behavioral health services.

A recent study by the Healthy Minds Policy Initiative looked at gaps in Oklahoma’s commercial insurance networks. It documented the struggles that too many of us face when trying to find mental health and substance use care. The overarching theme of the report was very clear. Even though we pay for coverage, using our health plans to

Breaking: New Self-Disclosure Policy – Rickard & Associates

22/03/2023binomo

The Department of Justice (“DOJ”) announced a new Voluntary Self-Disclosure Policy to be used by US Attorney Offices throughout the country.

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The new policy helps to encourage early and voluntary self-disclosure of corporate criminal misconduct. It reinforces the importance of having an effective compliance plan that identifies misconduct.

To be a voluntary self-disclosure, the disclosure must be voluntary, timely and must contain all relevant facts of misconduct.

If the

How to avoid unexpected medical bills

22/03/2023binomo

Surprise medical bills can be expensive: Of the 1 in 5 Americans who received an unexpected bill within the last year, 22% were charged over $1,000, according to a 2022 survey published by business intelligence company Morning Consult.

While unexpected bills may not be completely avoidable — and your health insurance might not cover every last expense — there are questions you can ask medical providers to help you avoid paying more than you have to, and to clarify how much you’ll actually owe before undergo a procedure or test.

Here are four questions to start with, from Todd Thames,

Healthcare Focus: Expansion of Minnesota Care will not cut medical costs | News

19/03/2023binomo

Our Minnesota legislators are currently at work in St. Paul. One of the issues they are considering is an expansion of Minnesota Care. Minnesota Care came into being in 1992 to help provide health insurance for those earning too much to be on Medicaid but earning less than 200 percent of the federal poverty guideline. (The federal poverty guideline is currently about $29,160 for an individual and about $49,720 for a family of three.) Taking into account the cost of food, housing, clothing and transportation, there is no money left over for health insurance at that level of income .

What is a Power of Attorney?

18/03/2023binomo

Many of our clients have heard of the powers of attorney, but do not know what they actually entail.

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It is important to know that there are different types of powers of attorney, however, they are all legal documents that allow you to pick an agent or attorney-in-fact on your behalf.

Powers of attorney allow another person to make financial, legal, and medical decisions for you, depending on the type.