Health Insurance

Health Insurance for Pregnant Women (Can You Get It?) – Forbes Advisor

19/09/2023binomo

Editorial Note: We earn a commission from partner links on Forbes Advisor. Commissions do not affect our editors’ opinions or evaluations.

Doctors closely monitor women during pregnancy, which leads to most expecting mothers visiting their OB-GYN about 15 times over the course of a full-term pregnancy.

Health insurance covers most of these visits, as well as prenatal tests, ultrasounds, delivery, postpartum care and newborn care.

Pregnant women can’t be denied health insurance for being pregnant, under the Affordable Care Act (ACA). But a pregnancy doesn’t automatically require that insurers cover you. You still must be eligible to buy coverage, such

Health insurance plans: Common types and their benefits

18/09/2023binomo

We encourage insurance agents and brokers to share this article with their clients to help them understand this essential form of coverage.

In 2010, the US enacted the Affordable Care Act (ACA), a comprehensive reform law aimed at reducing healthcare costs for families and ensuring that more Americans have access to health insurance. Under the ACA, patients who may be uninsured because of limited finances or pre-existing conditions can now secure affordable coverage through their state’s health insurance marketplace.

How does health insurance work in the US?

Through these health insurance marketplaces, Americans can choose from a range of coverages

Does Online Therapy Take Insurance? – Forbes Health

16/09/2023binomo

Online therapy offers an array of benefits—therapists might be able to treat more patients virtually than they’re able to physically, and patients are able to receive health care from the comfort of their home or office. The quality of online therapy is just as effective as in-person sessions, too, research finds. Plus, it can be more convenient and a time-saver for patients seeking help for mental health concerns.

Indeed, online therapy is becoming a more widely accepted health benefit. And, since regular therapy sessions can be costly with many relying on health insurance to cover the bill, some insurers are

They thought they bought Obamacare. But they didn’t get insurance : Shots

15/09/2023binomo

A Google search for Obamacare plans can direct consumers to a series of “lead-generating” websites: nongovernmental webpages that connect insurance brokers to consumers.

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A Google search for Obamacare plans can direct consumers to a series of “lead-generating” websites: nongovernmental webpages that connect insurance brokers to consumers.

Getty Images

Tina Passione needed health insurance in a hurry in December. The newly retired 63-year-old was relocating to suburban Atlanta with her husband to be closer to grandchildren. Their house in Pittsburgh flew off the market, and they had six weeks to move out 40

Biden’s junk fee crusade turns to short-term health insurance plans

23/07/2023binomo

WASHINGTON, July 7 (Reuters) – US President Joe Biden on Friday announced new steps to crack down on short-term health insurance plans and surprise medical bills, stepping up his war against so-called junk fees to lower healthcare costs.

This will include a proposed rule that closes loopholes companies use to offer misleading short-term insurance products, discriminate based on pre-existing conditions, offer little to no coverage and saddle consumers with thousands of dollars worth of medical expenses, Biden said.

“It’s not necessarily about healthcare, it’s about being played for a sucker,” Biden said at a White House event announcing the policies.

Can You Protect Your Child’s Inheritance From Their Spouse?

22/07/2023binomo

Many of our clients want to plan for their children’s future, when drafting their estate plans. However, some of our clients are concerned about their child’s spouse accessing the inheritance.

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While each client has different concerns and requires tailored estate planning, one question we often hear relates to protecting the inheritance of the spouse of their child.

So can inheritance be protected from a spouse of your child?

Yes, there

Can You Prevent Telehealth Fraud?

20/07/2023binomo

Telemedicine has continued to thrive in a post-pandemic world, but with the expansion of services comes the expansion of fraud.

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The Office of Inspector General (“OIG”) has warned healthcare entities to use ‘heightened scrutiny’ when entering telemedicine arrangements that have suspect characteristics of a fraud scheme.

The OIG has stated that a common characteristic of fraudulent schemes is the use of kickbacks to recruit and award healthcare practitioners.

The OIG …

Biden to crack down on ‘junk’ health insurance

20/07/2023binomo

President Joe Biden is also slated to give a speech Friday touting his health care agenda, during which a White House official said he plans to “announce major actions to lower health care costs and crack down on junk fees.”

The White House declined to comment, and the Democrats with knowledge of the matter cautioned that the timing of the rollout could still change.

But the White House’s budget office signed off on the proposed rule last week, according to a regulatory review notice posted to its website, a signal that the regulations had cleared the final internal hurdles. The