family health insurance

Healthcare Encryption Exceptions? – Rickard & Associates

March 30, 2023binomo

We know that all emails and text messages that contain protected health information (PHI) should be encrypted.

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Are there any exceptions to the encryption rule?

Just one.

Patients can communicate with covered entities using unencrypted email and text messages, if the patients have been informed of the increased risk.

Patients can opt to have reminders sent via text messages or emails.

One issue that many healthcare providers have regarding encryption,

Does Health Insurance Cover Hearing Aids? Coverage Options for Hearing Devices

March 30, 2023binomo

We may earn a commission if you make a purchase through one of our links. The newsroom and editorial staff were not involved in the creation of this content.

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Hearing aids are a crucial way to improve your ability to effectively navigate the world and function optimally at work and in your personal life.

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Some insurance firms provide optional hearing, vision, and dental care policies, even if medical insurance often does not cover hearing aids. Furthermore, some policies may provide reimbursement for additional hearing exams and hearing aid fittings.

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If you want to buy

Insured Oklahomans must have access to quality mental health services

March 22, 2023binomo

People seeking mental health care can face challenges when trying to find assistance through their insurance companies.

While there is a great deal of discussion concerning a nationwide mental health crisis, there has been very little attention given to what is perhaps the greatest barrier to care: commercial insurance plans that do not provide sufficient access to behavioral health services.

A recent study by the Healthy Minds Policy Initiative looked at gaps in Oklahoma’s commercial insurance networks. It documented the struggles that too many of us face when trying to find mental health and substance use care. The overarching theme of the report was very clear. Even though we pay for coverage, using our health plans to

Legal Documents for Your Graduating Senior

January 27, 2023binomo

If you are a parent with a child who will graduate from high school soon, now is a good time to start planning what documents the child will need moving forward.

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If you have a child who recently turned 18, you need to start thinking about the potential legal implications and how best to protect your child’s interests. Estate planning is not always about planning for death, but it is

Storms related to insurance claims are not always so straightforward

January 24, 2023binomo

Storm related insurance claims

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Toppled trees and snapped branches crashed on homes and vehicles during the last two major storms leaving many wondering who’s paying for the damages and how to get the right insurance protection — just in case.

Getting reimbursed for the damages of a toppled tree turns out to be potentially complex and depends on a lot of different things from the type of insurance policy and the health of the tree to what caused the tree to fall.

One Woodland Hills shopper who climbed out of his car’s sunroof after a

How Do I Escape My Non-Compete Clause?

January 19, 2023binomo

In healthcare, there has been a large expansion in non-compete clauses. Many of our clients would like to find a way out of their non-compete clause when looking to leave their current employment.

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The first way to avoid breaching a non-compete clause is to have your attorney negotiate a contract without a non-compete clause before beginning your employment.

Sometimes, non-compete clauses are unavoidable. So what can you do in that

What Cancer Patients Should Consider When Picking a Health Plan

January 17, 2023binomo

For people who do not have health insurance through an employer or are not yet eligible for Medicare, there is still time to enroll in a plan through the Affordable Care Act (ACA) marketplace.

In most states, the clock is ticking. The open enrollment period for 2023 health plans began November 1 and ends in just 4 days, on January 15. But some states, including California, New Jersey, New York, and Massachusetts, as well as Washington, DC, have granted potential enrollees more wiggle room and have extended deadlines to the end of the month. After that, persons in special circumstances,

Medical health insurance enlargement through Obamacare linked to fewer cardiac arrests

December 31, 2022binomo

A sudden catastrophic lack of coronary heart operate, or cardiac arrest, happens considerably much less amongst adults who acquired medical insurance through the Reasonably priced Care Act (ACA), in keeping with new analysis in Journal of the American Coronary heart Affiliationthe Open Entry Journal of the American Coronary heart Affiliation/American Stroke Affiliation.

In a research of emergency medical companies in an city Oregon county earlier than and after the ACA, researchers famous that the incidence of cardiac arrest was considerably decrease amongst middle-aged adults after they gained medical insurance by way of the ACA, primarily by way of Medicaid