HCF Private Health Insurance Review – Forbes Advisor Australia
As with any health insurance, what is covered by HCF will depend predominantly on the type of cover you choose, and the tier of coverage you take out.
HCF’s most basic hospital-only policy provides cover for a range of hospital treatments, including those relating to the brain, eyes, ears, nose and throat. While the basic policy also covers miscarriage or termination of birth, policyholders must have HCF Hospital Premium Gold for pregnancy and birth cover, or a related ‘My Family’ policy.
The My Family policies, however, are conditional to also having extras cover taken out in conjunction with the hospital