individual health insurance new york

Insurers say free preventive care will continue while the lawsuit is appealed

23/04/2023binomo

The majority of health insurers in the country did not anticipate ending free preventive services while a lawsuit challenging ObamaCare’s requirements played out in court, according to a joint letter industry groups sent to Democratic lawmakers.

A federal judge in Texas imposed a nationwide injunction last month on a popular Obama Care requirement that health insurance must cover preventive services for free is at risk of ending, sending shockwaves through the health system.

The letter was a response by some of the industry’s largest trade groups to Democrats on key House and Senate health committees, who requested information from a

UnitedHealth is the Latest Industry Player to Embrace Wearables

26/02/2023binomo

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For most people, health insurance is something they’d rather not think about. For better or worse, UnitedHealth wants to always be on your mind — and wrist.

The health insurance giant is revamping its UnitedHealthcare Rewards program to offer financial incentives for customers who engage in healthy behaviors — as tracked by wearable devices like a Fitbit, an Apple Watch, or a Garmin.

An Apple Watch a Day…

The Affordable Care Act has

How Can I Protect My Children in Estate Planning?

10/02/2023binomo

Many of our clients have concerns related to their children when planning estates. Concerns can range from making sure they are taken care of financially, choosing appropriate guardians, and more.

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Some of our clients biggest concerns are:

I don’t want my child to blow all the money they inherit right away. We always tell clients the best way to ruin a great kid is by giving them tons of money.

5 Things to Discuss with Your Spouse Before Estate Planning

04/02/2023binomo

If you are married and considering doing your estate plan, there are some discussions you should have with your spouse.

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If you and your spouse are considering doing your estate plan, we recommend that you discuss the following items:

How do you want your money and assets handled if one of you dies? Do you want any restrictions? Are you worried about your spouse remarrying and being influenced by the

Is the FTC Banning Non-Competes?

02/02/2023binomo

Earlier this month, the Federal Trade Commission (FTC) proposed a rule that will ban many non-compete agreements throughout the country if it is enacted.

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Non-compete agreements are agreements that prevent employees from working in certain industries following employment with their current employer. They are often limited by geographic scope and time.

For example, a non-compete clause may prevent a physician from working in the medical field for one year following …

Legal Documents for Your Graduating Senior

27/01/2023binomo

If you are a parent with a child who will graduate from high school soon, now is a good time to start planning what documents the child will need moving forward.

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If you have a child who recently turned 18, you need to start thinking about the potential legal implications and how best to protect your child’s interests. Estate planning is not always about planning for death, but it is

Biden executive order did not establish free health insurance

25/01/2023binomo

Facebook posts advertise a “relief package” that supposedly offers free health insurance to all Americans earning less than $50,000 annually, citing a January 2021 executive order from US President Joe Biden. This is false; the provision urges states to make federal programs more accessible, but experts say it does not provide for no-cost insurance.

“President Biden signed Executive Order 14009 making Health Insurance Free for qualifying Americans,” says a January 9, 2023 Facebook post.

Another post shared July 18, 2022 claims the measure also provides dental and vision coverage. Similar claims have circulated in spanish.

Screenshot of a Facebook post

Reasons Not to Have an Estate Plan

23/01/2023binomo

We often hear from clients many reasons why they waited so long to draft their estate plans.

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We often hear the same reasons over and over as to why people don’t have an estate plan or haven’t gotten around to drafting an estate plan.

Some of the most frequent reasons and why they shouldn’t stop you from having an estate plan are:

I don’t have enough money, property, etc. Estate