Health Insurance

Understanding Health Insurance Coverage: What’s Covered in Your Plan

December 10, 2023binomo

Understanding your health insurance coverage is crucial for effectively managing your healthcare expenses and ensuring you receive the necessary care when you need it most. Most importantly, you can avoid unexpected bills and maximize your benefits by clarifying what services and treatments you can avail of.

However, navigating the intricate details of insurance plans can be daunting, often leaving individuals puzzled and uncertain about what is covered under their policy. In this article, we’ll delve into the critical aspects of health insurance coverage, shedding light on what’s typically included in most plans.

Preventive and Wellness Services

One of the key

Medicaid Enrollment and Unwinding Tracker

December 8, 2023binomo

Note: This tracker was first published on May 3 and is updated regularly as new data become available.

The Medicaid Enrollment and Unwinding Tracker presents the most recent data on monthly Medicaid enrollment, renewals, disenrollments, and other key indicators reported by states during the unwinding of the Medicaid continuous enrollment provision. The unwinding data are pulled from state websites, where available, and from the Centers for Medicare & Medicaid Services (CMS).

To view data for specific states, click on the State Data tab.

State Medicaid Disenrollment Data

At least 3,849,000 Medicaid enrollees have been disenrolled as of August 3,

Single-payer pharmacare plan would be a ‘disaster’ – CLHIA chair

November 29, 2023binomo

Single-payer pharmacare plan would be a ‘disaster’ – CLHIA chair | Insurance Business Canada

The insurance industry can be ‘part of the solution’

Life & Health

By
Gia Snape

An insurance industry association leader has slammed plans to establish a universal single-payer pharmacare system in Canada and called on the government to allow the insurance industry to be “part of the solution” when it comes to plugging healthcare coverage gaps for Canadians.

Denis Ricard, chair of the board of the directors of the Canadian Life and Health

Common Estate Planning Misunderstandings – Rickard & Associates

November 26, 2023binomo

Many of our clients have preconceived notions about estate planning. We often hear many of the same questions and assumptions, over and over.

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We often hear the same misconceptions regarding estate planning.

Here are a few of the common misconceptions surrounding estate planning:

Misconception: A Will helps to avoid probate court. This is false. A will almost certainly guarantees that your estate will wind up in probate court. You then

Friday Health Plans of Nevada ending operations

November 25, 2023binomo

LAS VEGAS (KTNV) — Over 2,800 Nevadans will have to find new health insurance plans due to Friday Health Plans of Nevada winding down their operations in the Silver State.

According to the company’s website, they were “unable to scale our financial infrastructure to match the pace of our growth and secure the additional capital required to run our business.”

Friday Health Plans had entered into receivership proceedings last month. That’s similar to bankruptcy proceedings. That allowed Nevada Division of Insurance Commissioner Scott Kipper to take over day-to-day operations of the company and examine its finances in order to determine

Patient Loyalty: What Matters Most

November 21, 2023binomo

If your patients are not happy with their experience, they may be in the market for a new physician. However, many physicians are interested in keeping their patients as their patients.

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Healthcare has historically been behind other industries in providing a patient-focused experience, leaving patients dissatisfied and often in search of a new place to receive care.

If you have patients that don’t return after their visit, cancel appointments, no-shows,

Slovenian parliament passes law to transform health insurance – EURACTIV.com

November 20, 2023binomo

The Slovenian parliament adopted a bill Thursday that will turn supplementary health insurance – a flat-rate monthly payment required for most national health services – into a mandatory contribution attached to regular health insurance premiums.

After private insurers announced considerable price hikes earlier this year, the government decided to scrap supplementary insurance, arguing that they are losing money since the cost of services has skyrocketed.

The insurers were initially accused of taking advantage of inflation to fill their pockets, but calculations by ZZZS and insurers’ own balance sheets show they are indeed losing money on health insurance.

The mandatory contribution

RBC Insurance Travel Insurance Review [Year] – Forbes Advisors Canada

November 14, 2023binomo

RBC Insurance Travel Insurance offers three packaged plans for traveling outside of Canada:

Deluxe Packages: This is the most comprehensive plan offered by RBC Insurance. It includes coverage for unforeseen medical emergencies, trip cancellation and interruption, flight and travel accidents, and baggage loss, damage and delay.

Emergency medical treatment includes:

Hospital accommodation in a semi-private room
Services of a legally licensed physician, surgeon, anaesthetist or nurse
Private duty nursing
Ground or air ambulance
Rent or purchase a hospital bed, wheelchair, brace, crutch or any other medical appliance
Diagnostic tests
Prescription drugs and medications
Paramedical services, such as care from a