How to avoid unexpected medical bills

Surprise medical bills can be expensive: Of the 1 in 5 Americans who received an unexpected bill within the last year, 22% were charged over $1,000, according to a 2022 survey published by business intelligence company Morning Consult.

While unexpected bills may not be completely avoidable — and your health insurance might not cover every last expense — there are questions you can ask medical providers to help you avoid paying more than you have to, and to clarify how much you’ll actually owe before undergo a procedure or test.

Here are four questions to start with, from Todd Thames,

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What is a Power of Attorney?

Many of our clients have heard of the powers of attorney, but do not know what they actually entail.

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It is important to know that there are different types of powers of attorney, however, they are all legal documents that allow you to pick an agent or attorney-in-fact on your behalf.

Powers of attorney allow another person to make financial, legal, and medical decisions for you, depending on the type.

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Health care bills aim to reform insurance, Medicaid reimbursement rates

A slew of health care bills moving through the legislature target high prices for Hoosiers by encouraging competition and restructuring how the state pays for services under Medicaid.

But critics say the bills don’t go far enough and more is needed to reform the system – especially for government insurance reimbursement rates.

Bills in the House

In the House Chamber, lawmakers sent two health care bills – both caucus priorities for Republicans – for consideration in the Senate.

The first bill attempts to navigate the complexity of health insurance while the second penalizes hospitals for high prices.

Under House Bill

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Is Your Practice Fraudulently Billing?

Most of our clients would obviously answer ‘no’, however, some providers are submitting bills incorrectly and could be subjecting themselves to hefty fines.

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Recently, a Florida Cardiology group and 10 of its physicians agreed to pay $2 million to settle False Claims Act allegations.

According to the settlement, the group submitted inflated claims to Medicare and Medicaid and billed for services while they were outside of the United States.

Whistleblowers

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Oklahomans with commercial health insurance have had a hard time finding mental health care, the report says

WHAT THE REPORT SUGGESTS WE DO ABOUT IT. THE BIGGEST PROBLEM IS HEALTHY MINDS SAYS THEY RAN INTO WAS PATIENTS NOT BEING ABLE TO REACH PROVIDERS EASILY. ABOUT 30% OF THE TIME, THE PHONE NUMBERS LISTED IN THE DIRECTORY WERE INACCURATE AND YOU WOULD GET A DEADLINE BEEPING IF YOU CALL THE PHONE LINE. ACCORDING TO HEALTHY MINDS, THE MAJORITY OF PEOPLE IN OKLAHOMA USE COMMERCIAL HEALTH INSURANCE INSTEAD OF PUBLICLY FUNDED HEALTH PROGRAMS. WE FOUND THAT THE PROVIDERS WHO ARE ACTIVE IN THE NETWORK ALSO STRUGGLED TO GET PATIENTS IN IN A TIMELY MANNER, WHICH MEANS THERE AREN’T ENOUGH …

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Healthcare and Data Tracking – Rickard & Associates

Recently, Facebook’s parent company Meta was fined by the European Union regarding its privacy policies and advertisement targeting.

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The recent decision in the EU may impact how Meta operates in the United States.

The ruling found that Meta violated the General Data Protection Regulation (GDPR) which provides individuals with the right to reject the collection and processing of personal data for advertisement targeting.

Meta plans on appealing to the ruling.

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Here is The place Well being Insurance coverage Prices Are Rising in 2023 and What You Can Do About It

Key Takeaways

  • Medical insurance premiums by means of the Healthcare.gov insurance coverage market will improve nationwide in 2023. Some states will really feel the affect greater than others.
  • Federal subsidies primarily based on revenue might offset a lot of the price of your medical health insurance premium, however it’s worthwhile to know the way to reap the benefits of these.
  • The price of being with out medical health insurance will be devastating in some instances, so store round till January 15 and remember to reap the benefits of all subsidies you could be eligible to obtain.

Latest information launched by

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