how many employees do you need to qualify for group health insurance?

Where Do Healthcare Breaches Come From?

08/02/2023binomo

While we have seen an increase in healthcare data breaches stemming from vendor vulnerabilities, there can be a variety of sources.

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Recent breaches have demonstrated various sources of data breaches.

One source is from vendors and vendor tools.

We have seen a large uptick in vendor cyber attacks, as cybercriminals have found it easier to hack vendors than the healthcare entities directly. Many vendors have less security measures in place

For the best start, babies need their moms to be healthy

02/02/2023binomo

The twelve-month postpartum insurance coverage extension for moms who give birth while on the Pregnant Women Medicaid Program (HB0004) up for consideration in the Wyoming Legislature can help ensure new moms and their babies are healthy.

A baby’s health is strongly linked to that of her mother’s — especially during the first year of life when critical brain development is happening. Access to continuous postpartum health insurance for moms is essential to keep them healthy. Right now, moms and babies can’t count on that.

Maternal postpartum health risks include stroke, heart disease, blood loss and death. One in ten deaths

Legal Documents for Your Graduating Senior

27/01/2023binomo

If you are a parent with a child who will graduate from high school soon, now is a good time to start planning what documents the child will need moving forward.

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If you have a child who recently turned 18, you need to start thinking about the potential legal implications and how best to protect your child’s interests. Estate planning is not always about planning for death, but it is

Storms related to insurance claims are not always so straightforward

24/01/2023binomo

Storm related insurance claims

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Toppled trees and snapped branches crashed on homes and vehicles during the last two major storms leaving many wondering who’s paying for the damages and how to get the right insurance protection — just in case.

Getting reimbursed for the damages of a toppled tree turns out to be potentially complex and depends on a lot of different things from the type of insurance policy and the health of the tree to what caused the tree to fall.

One Woodland Hills shopper who climbed out of his car’s sunroof after a

Health Insurers Also Offer Wellness Benefits, Do You Know Them?

18/01/2023binomo

The urban lifestyle and increasing workload have put a lot of people under stress these days. While health happens to be a crucial aspect of our well-being, in today’s time it is often overlooked and ignored. Hence, it would be a surprise, if you were told that you would be rewarded for maintaining a healthy lifestyle.

Of late, health insurance plans often offer wellness benefits that come as an incentive to policyholders to prioritize their health. In a typical wellness program, the policyholder gets credited with reward points for inculcating healthy habits. Indicators of a healthy lifestyle would be clearly

What Cancer Patients Should Consider When Picking a Health Plan

17/01/2023binomo

For people who do not have health insurance through an employer or are not yet eligible for Medicare, there is still time to enroll in a plan through the Affordable Care Act (ACA) marketplace.

In most states, the clock is ticking. The open enrollment period for 2023 health plans began November 1 and ends in just 4 days, on January 15. But some states, including California, New Jersey, New York, and Massachusetts, as well as Washington, DC, have granted potential enrollees more wiggle room and have extended deadlines to the end of the month. After that, persons in special circumstances,

When Are My Health Insurance Premiums Tax-Deductible?

09/01/2023binomo

SmartAsset: is health insurance tax deductible

Health insurance premiums can be tax-deductible under some circumstances. Taxpayers who itemize may be able to use this deduction to the extent that their total medical and dental expenses, including health insurance premiums, exceed 7.5% of adjusted gross income. Self-employed people may also be able to deduct premiums for dental, health and long-term care insurance for themselves, spouses and dependents. Premiums may also qualify for special tax treatment for those who get coverage from the Health Insurance Marketplace or COBRA continuation insurance.

Consider asking a financial advisor for details on whether your health insurance