individual health insurance

Sources of financial aid and insurance for hearing aids

06/04/2023binomo

When you’re ready to purchase hearing aids, you don’t want to waste time finding out if you qualify for monetary assistance. Based on the way most people are provided with financial support, we have put together a prioritized list below to help uncover your options.

Does health insurance cover hearing aids?

Hearing aids are generally not covered by medical insurance, although insurers sometimes offer optional hearing/vision/dental plans that may include coverage for hearing tests and hearing aid fittings.

Other options for paying for your hearing aids may include financing offered by your hearing care professional, credit from a third party

Breaking: New Self-Disclosure Policy – Rickard & Associates

22/03/2023binomo

The Department of Justice (“DOJ”) announced a new Voluntary Self-Disclosure Policy to be used by US Attorney Offices throughout the country.

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The new policy helps to encourage early and voluntary self-disclosure of corporate criminal misconduct. It reinforces the importance of having an effective compliance plan that identifies misconduct.

To be a voluntary self-disclosure, the disclosure must be voluntary, timely and must contain all relevant facts of misconduct.

If the

Healthcare Focus: Expansion of Minnesota Care will not cut medical costs | News

19/03/2023binomo

Our Minnesota legislators are currently at work in St. Paul. One of the issues they are considering is an expansion of Minnesota Care. Minnesota Care came into being in 1992 to help provide health insurance for those earning too much to be on Medicaid but earning less than 200 percent of the federal poverty guideline. (The federal poverty guideline is currently about $29,160 for an individual and about $49,720 for a family of three.) Taking into account the cost of food, housing, clothing and transportation, there is no money left over for health insurance at that level of income .

Public health insurance for parents improves children’s reading skills, study finds

14/03/2023binomo

A recent series of three papers authored by Caitlin Lombardi demonstrates the effects of publicly funded

What is PIP Car Insurance and Do You Need It?

26/02/2023binomo

Personal Injury Protection (PIP) is a type of insurance coverage designed to pay your own medical bills and related expenses after you’re injured in a car accident — regardless of who caused it.

One of the scariest parts of getting into a car accident is the cost you pay afterward for yourself. You may be out of work while you are recovering, have to pay for help at home, and face high medical bills for you and your passengers. In 2020, for example, the average car crash victim had to pay $11,556 in medical expenses, and it can go

How to Choose the Best Vision Insurance for Employee Benefits

23/02/2023binomo

Vision care is an integral part of a healthy lifestyle. A person only gets 1 pair of eyes, and at least 61% of the US adult population needs some sort of corrective lenses.

Without vision insurance, each routine eye exam can cost around $100. After that, a decent pair of glasses or contacts can cost a person upwards of another $100-$200.

Between the sizes of the provider networks, to monthly premiums, coverage details, and more, vision insurance shopping can be daunting. This is especially the case for professionals who manage employee benefits who are trying to take care of a

How Can I Protect My Children in Estate Planning?

10/02/2023binomo

Many of our clients have concerns related to their children when planning estates. Concerns can range from making sure they are taken care of financially, choosing appropriate guardians, and more.

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Some of our clients biggest concerns are:

I don’t want my child to blow all the money they inherit right away. We always tell clients the best way to ruin a great kid is by giving them tons of money.

Oklahomans with commercial health insurance have had a hard time finding mental health care, the report says

10/02/2023binomo

WHAT THE REPORT SUGGESTS WE DO ABOUT IT. THE BIGGEST PROBLEM IS HEALTHY MINDS SAYS THEY RAN INTO WAS PATIENTS NOT BEING ABLE TO REACH PROVIDERS EASILY. ABOUT 30% OF THE TIME, THE PHONE NUMBERS LISTED IN THE DIRECTORY WERE INACCURATE AND YOU WOULD GET A DEADLINE BEEPING IF YOU CALL THE PHONE LINE. ACCORDING TO HEALTHY MINDS, THE MAJORITY OF PEOPLE IN OKLAHOMA USE COMMERCIAL HEALTH INSURANCE INSTEAD OF PUBLICLY FUNDED HEALTH PROGRAMS. WE FOUND THAT THE PROVIDERS WHO ARE ACTIVE IN THE NETWORK ALSO STRUGGLED TO GET PATIENTS IN IN A TIMELY MANNER, WHICH MEANS THERE AREN’T ENOUGH …