individual health insurance

How Can You Protect Your Children?

June 2, 2023binomo

Many of our estate planning clients have children and want to protect their children.

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While concerns vary, protecting children is a huge part of estate planning.

When parents have minor children, estate planning is essential. It allows parents to pick guardians for their children. This will ensure that they have peace of mind knowing who will care for their minor children.

This will also prevent court fights over guardianship.

Pacific Blue Cross on its “healthy” approach to diversity, equity and inclusion

May 18, 2023binomo

Pacific Blue Cross on its “healthy” approach to diversity, equity, and inclusion | Insurance Business Canada

How this firm is displaying its ongoing commitment

Diversity & Inclusion

By Lyle Adriano

As part of its 5-Star Diversity, Equity, and Inclusion awards, Insurance Business surveyed insurance employees to determine what are the most important things in a company’s diversity, equity & inclusion (DEI) programs.

That survey found that the top three things that every insurance employer must have in their DEI program are: employees having a sense

Physician Contracting 101 – Rickard & Associates

April 27, 2023binomo

Physician contracts are often complicated and have unique terms. We help our clients understand the terms and negotiate their contracts.

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Many of our clients are physicians who are negotiating or renegotiating their employment contracts with their employers. Sometimes these are with health systems, hospitals, or small physician offices.

We also have clients come to us with issues after they negotiated their own contracts.

Physician contracts are unique, as they have

Getting Your Affairs in Order Checklist: Documents to Prepare for the Future

April 24, 2023binomo

Español

No one has ever planned to become sick or disabled. Yet, planning for the future can make all the difference in an emergency and at the end-of-life. Being prepared and having important documents in a single place can give you peace of mind, help ensure your wishes are honored, and ease the burden on your loved ones.

Checklist for getting your affairs in order

This list provides common steps to consider when getting your affairs in order.

1. Plan for your estate and finances. Depending on

What is Probate?

April 21, 2023binomo

Probate is a court process that your estate will go through after you pass away. The probate court will distribute your estate and make decisions regarding your estate.

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Many of our clients come to us without an understanding of probate or having had a bad experience with the probate court and wanting to keep their estate out of probate.

If you die without a written estate plan, your estate must …

Travel health and safety – Travel.gc.ca

April 15, 2023binomo

Travel insurance

Get travel insurance if you travel outside Canada, no matter where you’re going or how long you’ll be there.

Travel health kit

How to prepare a basic travel health kit no matter where you are going.

Vaccinations

Check which vaccinations may be recommended or required for your destination.

Eat and drink safely

Avoid common causes of illness while traveling, including food poisoning, stomach flu and travelers’ diarrhea.

Travel-related diseases

Information about the risks of contracting a disease that may not be common in Canada. Read these fact sheets and be prepared.

Insect bite prevention

Prevent bites from mosquitoes,

Does Divorce Change My Estate Plan?

April 15, 2023binomo

Yes! Even if you don’t have a written estate plan, you have an estate plan per the laws of your state. If you get divorced, the nature of your estate plan will change.

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If you have a written estate plan and get divorced, once your divorce is final, you need to update your plan.

It is likely your divorce may change things such as your:

legal name,
Trustees,
beneficiaries,
Power

eHealth Named Ovative Group as Media Agency of Records

April 7, 2023binomo

MINNEAPOLIS, MINN. April 5, 2023 – eHealth, a leading private online health insurance marketplace, selected Ovative Group as its new full-service media agency. Ovative is an independent media and measurement firm based in Minneapolis, MN. Ovative will oversee eHealth’s omnichannel strategy and execution, including organic search (SEO) and digital experience optimization (DXO), to accelerate eHealth’s growth.

Ovative’s deep knowledge of the healthcare industry paired with its customer-centric approach that leads with planning against audience insights made the agency a perfect fit for eHealth’s needs. By integrating offline data points into digital strategy and execution, Ovative will help eHealth transform its