what does health insurance through the marketplace mean?

New Baby? Time to Update Your Estate Plan

June 30, 2023binomo

We often have clients ask us when the best time to do their estate plan is and the answer is usually, right now! This is especially true for people turning 18 years old, people who don’t have a plan, and people who have had recent life changes.

We can help you stay on top of the latest news that affects your everyday life. Subscribe to stay up to date. (To subscribe to our blog click here).

One event that should trigger you to meet with an estate planning attorney is a new baby. When you are expanding your family,

The best times to get pet insurance for dogs

June 2, 2023binomo

gettyimages-1327161473. jpg — One of the best times to get pet insurance for your dog is when they’re still a puppy.

Getty Images

If you’re a pet owner, you already know how much thought goes into owning yours paint or dogs. You’re often thinking about what’s best for them, whether that be the type of food they eat, the veterinarian who takes care of them or the groomer who gives them their haircuts. This thought process also extends to the pet insurance world.

While pet insurance can be a cost-effective and valuable protection to secure, it pays to get the timing right.

How Do I Get Out of My Non-Compete?

May 17, 2023binomo

In healthcare, there has been a large expansion in non-compete clauses. Many of our clients would like to find a way out of their non-compete clause when looking to leave their current employment.

We can help you stay on top of the latest news that affects your everyday life. Subscribe to stay up to date. (To subscribe to our blog click here).

The first way to avoid breaching a non-compete clause is to have your attorney negotiate a contract without a non-compete clause before beginning your employment.

Sometimes, non-compete clauses are unavoidable. So what can you do in that

Options In Health Insurance Marketplaces

May 17, 2023binomo

Since the end of the Public Health Emergency and the unrolling of Medicaid, health insurance workers are already seeing an uptick in inquiries.

West Virginia Navigator provides free assistance to people in finding and selecting health care options through the Marketplace, Medicaid and CHIP.

The organization’s program director, Jeremy Smith, said the majority of the calls they receive are from people who have lost their Medicaid coverage.

“We’ve been pretty busy compared to this time last year,” Smith said. “We’ve even begun to come in on Saturdays so that we can help folks on weekends as well.”

Smith said most

Can Your Practice Afford a Data Breach?

May 11, 2023binomo

Probably not.

A recent study found that the total average cost of a healthcare breach is $10.10 million.

We can help you stay on top of the latest news that affects your everyday life. Subscribe to stay up to date. (To subscribe to our blog click here).

Can your healthcare practice afford a breach? Most healthcare entities cannot.

Since 2020, healthcare breach costs have risen by 42%.

As we know healthcare breaches are incessant, it is important to understand trends.

The trends that have emerged over the past few years are:

Repeat attacks. Many healthcare entities have

House votes to override Gov. Burgum’s veto on the health insurance bill

May 3, 2023binomo

(KXNET) — Governor Doug Burgum used his veto power to try and kill a plan relating to health insurance plans.

On Monday, House Bill 1416 was brought back, and lawmakers voted unanimously to override that veto.

The bill seeks to create freedom of choice for people looking for a health insurance plan and says that a health insurance company (including Medicaid) may not obstruct a person’s choice by excluding a provider who is both within a person’s coverage area and qualified to oversee a person’s health plan.

“We have integrated healthcare systems in

Washington, DC, health insurance exchange admin apologizes to House members for data breach

April 27, 2023binomo

A top administrator with Washington’s health insurance exchange apologized to House members on Wednesday for the data breach that resulted in the disclosure of personal information to thousands of users, including members of Congress.

The leak was the result of human error, Mila Kofman, executive director of the District of Columbia Health Benefit Exchange Authority, told a joint session of two House Oversight subcommittees.

She said a server was incorrectly configured in mid-2018 when they installed the internal communications program Slack. That faulty configuration allowed an unauthorized individual to access the server and steal two reports containing personal information of

Getting Your Affairs in Order Checklist: Documents to Prepare for the Future

April 24, 2023binomo

Español

No one has ever planned to become sick or disabled. Yet, planning for the future can make all the difference in an emergency and at the end-of-life. Being prepared and having important documents in a single place can give you peace of mind, help ensure your wishes are honored, and ease the burden on your loved ones.

Checklist for getting your affairs in order

This list provides common steps to consider when getting your affairs in order.

1. Plan for your estate and finances. Depending on