best health insurance

EHR Threats? – Rickard & Associates

13/04/2023binomo

A recent warning highlights that electronic health records (EHRs) are a top target of cybercriminals.

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The Health Sector Cybersecurity Coordination Center (HC3) issued a warning to healthcare entities regarding EHR vulnerabilities and protections.

Protected health information (PHI) continues to hold its value on the dark web and is a constant target of cybercriminals.

With the recent growth of telehealth and healthcare technology, we have seen a large increase in cybercrime

eHealth Named Ovative Group as Media Agency of Records

07/04/2023binomo

MINNEAPOLIS, MINN. April 5, 2023 – eHealth, a leading private online health insurance marketplace, selected Ovative Group as its new full-service media agency. Ovative is an independent media and measurement firm based in Minneapolis, MN. Ovative will oversee eHealth’s omnichannel strategy and execution, including organic search (SEO) and digital experience optimization (DXO), to accelerate eHealth’s growth.

Ovative’s deep knowledge of the healthcare industry paired with its customer-centric approach that leads with planning against audience insights made the agency a perfect fit for eHealth’s needs. By integrating offline data points into digital strategy and execution, Ovative will help eHealth transform its

Breaking: New Self-Disclosure Policy – Rickard & Associates

22/03/2023binomo

The Department of Justice (“DOJ”) announced a new Voluntary Self-Disclosure Policy to be used by US Attorney Offices throughout the country.

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The new policy helps to encourage early and voluntary self-disclosure of corporate criminal misconduct. It reinforces the importance of having an effective compliance plan that identifies misconduct.

To be a voluntary self-disclosure, the disclosure must be voluntary, timely and must contain all relevant facts of misconduct.

If the

Healthcare Focus: Expansion of Minnesota Care will not cut medical costs | News

19/03/2023binomo

Our Minnesota legislators are currently at work in St. Paul. One of the issues they are considering is an expansion of Minnesota Care. Minnesota Care came into being in 1992 to help provide health insurance for those earning too much to be on Medicaid but earning less than 200 percent of the federal poverty guideline. (The federal poverty guideline is currently about $29,160 for an individual and about $49,720 for a family of three.) Taking into account the cost of food, housing, clothing and transportation, there is no money left over for health insurance at that level of income .

What Happens When You Don’t Fund Your Trust?

10/03/2023binomo

After you work with your estate planning attorney to draft a carefully tailored estate plan, it is usually your responsibility to “fund” the trust.

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What does funding the trust mean?

Funding the trust is simply transferring assets into your trust.

If you have a trust, you will want to put your assets into the trust, by retitling bank accounts, re-designating beneficiaries of life insurance, etc. We walk our clients through

UnitedHealth is the Latest Industry Player to Embrace Wearables

26/02/2023binomo

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For most people, health insurance is something they’d rather not think about. For better or worse, UnitedHealth wants to always be on your mind — and wrist.

The health insurance giant is revamping its UnitedHealthcare Rewards program to offer financial incentives for customers who engage in healthy behaviors — as tracked by wearable devices like a Fitbit, an Apple Watch, or a Garmin.

An Apple Watch a Day…

The Affordable Care Act has

How to Choose the Best Vision Insurance for Employee Benefits

23/02/2023binomo

Vision care is an integral part of a healthy lifestyle. A person only gets 1 pair of eyes, and at least 61% of the US adult population needs some sort of corrective lenses.

Without vision insurance, each routine eye exam can cost around $100. After that, a decent pair of glasses or contacts can cost a person upwards of another $100-$200.

Between the sizes of the provider networks, to monthly premiums, coverage details, and more, vision insurance shopping can be daunting. This is especially the case for professionals who manage employee benefits who are trying to take care of a

How Can I Preserve Wealth for Future Generations?

18/02/2023binomo

Some of our clients are interested in preserving wealth for future generations, and in that instance, we sometimes recommend starting a family bank.

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A family bank is an estate planning tactic to help preserve wealth for generations to come. They can be structured in a variety of ways to meet that family’s needs, however, they are intended to help benefit a group of family members.

If our clients give their